The U.S. Department of Agriculture (USDA) is modifying the Annual Forage Insurance Program to make it more sustainable and to allow farmers and ranchers more flexibility. This includes allowing producers to choose the areas they insure, rather than being required to insure all eligible acres. The changes will take effect for the 2024 crop year.

“Our goal is to make sure that the policies we offer are sustainable and meet the needs of producers,” said Marcia Bunger, USDA’s Risk Management Agency (RMA) administrator. “RMA’s modifications will ensure the program is available in the future and at the same time new flexibilities will allow the policy to be more tailored to the producers own operation.”

The Annual Forage Insurance Program is a rainfall index area-based plan that provides coverage to acreage planted each year and used as feed and fodder by livestock.

The rainfall index does not directly measure an individual rancher’s annual forage production or loss. Rather, it measures the normal precipitation deviation that occurs in and around the insured area, which is correlated with forage production.

The Annual Forage Insurance Program includes all counties in Colorado, Kansas, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota and Texas.

The modifications to the annual forage pilot program include:

  • Allowing farmers and ranchers to insure the acres they choose—no longer requiring all eligible acres to be insured.
  • Modifying the program design from four growing seasons to 12 growing seasons.
  • Moving the Acreage Reporting Date to the fifth day of the month after the month of planting, which creates 12 acreage reporting dates.
  • Adding planting dates to designate the planting month and corresponding acreage reporting date.
  • Updating the Rainfall Index Basic Provisions to incorporate existing guidance on the record requirements in double cropping situations when one of the crops follow a different plan of insurance.

The Annual Forage Insurance Program began in 2014. Farmers and ranchers have enrolled for coverage on more than 6.2 million acres.

More Information
Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available at all USDA Service Centers and online at the RMA Agent Locator.

Learn more about crop insurance and the modern farm safety net at rma.usda.gov or by contacting your RMA Regional Office.